Screening & Validation

Validated. Your criteria.
You decide.

RentSmart validates each prospective tenant's reusable profile against the screening criteria you set — before you spend a minute reviewing. You receive complete, validated information and you make the final call.

JM
Jordan M. — Reusable Profile
Submitted to: 2BR Oak Street
All criteria met
Credit Score 718 · Meets req.
Income Validated $58,400 · 3.9×
Rental History 24/24 on-time
Bank Statements 3 months · Clear
Background Check No flags
Fraud Detection No inconsistencies
What's in a Profile

Six data points. Validated once.
Ready for your review.

A prospective tenant builds their reusable profile once. It can be submitted to any participating listing — no rebuilding, no repeat fees.

01

Credit History

Full credit report including score, payment history, and outstanding balances — reviewed against your minimum requirement.

Validated against your criteria
02

Income & Employment

Income and employment validated against actual records — not just self-reported numbers your team has to trust on faith.

Confirmed, not stated
03

Bank Statement Analysis

Three months of statements analyzed to confirm income consistency and financial stability beyond the headline number.

3 months reviewed
04 — The detail most tools skip

Rental History — Lease Ledger

Validated rent amount paid and month-by-month on-time payment record from the prior landlord. This is the data that reveals the full picture of how a prospective tenant actually pays.

Ledger-validated · not self-reported
05

Background Check

Criminal background check processed and surfaced within the reusable profile for review against your stated criteria.

Included in every profile
06

Fraud & Identity

Document metadata, identity consistency, and cross-checks run automatically. Flags raised before you open the file.

Auto-detected
Income inconsistency
Document metadata anomalies
Identity mismatches
Ledger vs. stated history
Pay stub formatting irregularities
Bank deposit / stated income gap
Prior address inconsistency
Employment date discrepancy
Income inconsistency
Document metadata anomalies
Identity mismatches
Ledger vs. stated history
Pay stub formatting irregularities
Bank deposit / stated income gap
Prior address inconsistency
Employment date discrepancy
Roles & Responsibilities

What RentSmart does.
What you control.

The most important thing to understand about how this platform is designed. RentSmart validates. You decide.

RentSmart handles this

Gathering, validating, and surfacing prospective tenant information.

Collects and validates prospective tenant data against your criteria
Runs fraud and document inconsistency detection
Organises the profile for efficient, consistent review
Supports the adverse action notice process if needed
Applies your defined criteria consistently across all profiles
RentSmart never does this

Making final decisions or approving prospective tenants on your behalf.

Approve or decline any prospective tenant on your behalf
Override your screening criteria or judgment
Make compliance decisions for your business
Contact prospective tenants about your leasing decisions
Take responsibility for your final leasing choice
If You Decline

Adverse action support,
built in.

When you decline a prospective tenant, federal law generally requires that they receive an adverse action notice. RentSmart is designed to support that process — creating a consistent, documented record of the criteria applied and the outcome communicated.

You remain responsible for your leasing decisions and compliance obligations. RentSmart supports the process — it does not replace your legal responsibilities.

How it works
1

You make the decision

The final leasing decision — including any decline — is always made by you. Not RentSmart.

2

RentSmart supports the notice

If a prospective tenant is declined, RentSmart supports the adverse action notice process required under federal screening regulations.

3

Documentation is maintained

A consistent record is created of the criteria applied and the outcome communicated to the prospective tenant.

Fair Housing

RentSmart supports consistent screening by applying your defined criteria. Users remain responsible for their own compliance with fair housing laws.

Validation Language

RentSmart "validates" against your criteria — it does not "approve." That language is intentional. You make the final call, always.

Data Coverage

Data source availability may vary by region. Consult your legal counsel for requirements specific to your market and prospective tenant pool.

See it in action

Walk through the validation process.

Book a demo and see how criteria are set, what a validated profile looks like, and how the decision workflow operates end to end.